Retirement Programs
• Pension Plans
• Profit-Sharing Plans
• 401(k) Plans

Other Benefit Plans
• Life Insurance
• Accidental Death and Dismemberment
• Short and Long Term Disability
• Dental: Both Traditional& DMO's
• Voluntary Payroll Deduction Programs for all benefits listed above

Group Medical
• Blue Cross/Blue Shield
• Personal Choice
• Keystone HMO
• Aetna/US Healthcare
• Amerihealth
• Qualmed
• Oxford Health Plans
• Cigna
• Health America
• Travelers
• ...and many others

Complete service packages:
1. Investment Options
2. Record Keeping Services
3. IRS administrative requirements
4. Employee Communications: both group and individual
5. 24-hour access by phone and Internet

Plan Design Suggestions
1. Self-Funded Plans
2. PPO,HMO,POS and Traditional
3. Menu of Benefits concept offering employees a choice

Aetna, Plan for Your Health, is a new public education campaign from Aetna and the Financial Planning Association, gives you the information you need to make health benefits and financial choices that meet your needs now and in the future. Health care options can be very confusing and it's important to understand them, especially now that many employers are giving you more control of your benefit choices.