Building Ordinance coverage is a vital but often overlooked area for property owners. The events that trigger this type of coverage can be obscure, but its absence can be catastrophic.
It is estimated that up to 15 million Americans have food allergies. Regardless of the employment status of a person with a food allergy, reasonable accommodations must be made by an employer so that the employee will be safe and included in the workplace.
Office work, while considered a low-activity job can still have dangers associated with it.
Policies can vary widely in the extent to which they cover and handle consequential damages.