ECBM Insurance Blog

When It’s Broke, Don’t Fix It?! How Constructive Total Loss Changes Common Practice

January 22, 2015

What is a Constructive Total Loss and what does it mean for your business? The ripples felt by a business after loss of equipment or vehicles, during the adjustment period, and even after the claim check is deposited can be ongoing. Continue reading

Preventing Frozen Pipes

January 20, 2015

As homeowners we do our best to maintain our homes… sometimes the forces of nature overwhelm us. With the temperatures dipping into the teens it is important to remind ourselves to take certain cautions. Continue reading

2015 OSHA Reminder

January 12, 2015

REMINDER: Post Your 2014 OSHA Recordkeeping Annual Summary By February 1, 2015 Continue reading

PA Joins States That Are Closing Loopholes in WC Medication Charges

January 10, 2015

In the normal course of business, when a doctor gives a patient a prescription, the patient fills the prescription at a pharmacy. In the field of worker’s compensation, however, a loophole in many states’ laws has led to the advent of doctors both prescribing and dispensing the medication. Continue reading