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Personal Lines

Understanding and serving the personal insurance interests of our clientele

At ECBM, we understand the importance of protecting your family and the personal assets that you have worked so hard to accumulate. We’re here to help. ECBM partners with a variety of top rated insurance companies, so we can tailor insurance products to meet your individual needs.


We also have a Private Client group that specializes in meeting the needs of our affluent clientele, by offering personal risk management expertise and advice. Through strategic partners, we can connect clients to loss prevention and reduction tools that decrease potential loss, and eliminate financial leakage.

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    For most clients, their home is their most valuable asset. We know the market, and the companies that will work to protect you.

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    Valuable articles insurance

    ECBM understand the need to protect your high value items, and that those items often hold sentimental value. We work with appraisal houses to ensure that you have the correct limit for your investments.

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    Your auto insurance is more than a policy which contains a list of limits and coverages. We have experienced the fluctuation in the car value market, and we understand the necessity of adjusting your policy from time to time.

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    Personal Umbrella & Excess Liability Insurance

    Peace of mind. This is what this coverage means to our clients. ECBM provides policies that broaden this limit for our clients.

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    We work with specialty Watercraft underwriters to find the contract that is right for your lifestyle and cover all types of boats. Navigational territories, crew members and other factors go into consideration in securing the appropriate coverage for you.


    Other types of insurance

    Flood InsuranceExcess Flood InsuranceDomestic Workers Compensation InsuranceGroup Personal Excess Liability Insurance for CorporationsFamily Office CoverageE-Bike InsuranceInternational Travel and Accident InsuranceKidnap and Ransom InsuranceEarthquake Insurance

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    A Dedicated Team of Experts

    We have developed a sophisticated team of experts in Workers’ Compensation, General Liability, and Property claims management.

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    You Deserve A Customized Insurance Program

    We base these decisions on your corporate culture, appetite for risk, cash flow, and financial needs.

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    An Independent Consultant

    ECBM can also provide extensive independent consulting for a variety of other risk management needs.


Most brokerage firms you may consider will generally do good work for you. We will not only do good work for you, but our work will be more on target, more meaningful, and more valuable.

ECBM President, Charlie Bernier

Get Guidance You Can Trust

Meet with our team to review your coverage, get insight into potential gaps and exposures, and uncover opportunities for savings.