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ECBM’s Personal Insurance Team has the tools and market connections to handle the personal insurance needs of all individuals.  If you are just starting out, we can help you even if you are on a tight budget.  We have programs that discount your insurance costs when we handle your home, auto and other insurance needs.

We also have a Private Client group that specializes in meeting the needs of the affluent client by offering personal risk management expertise and advice to individuals or families.

Wealth management usually takes into consideration protection of wealth by implementing tax-advantage distributions during life, and at death. However, a serious lawsuit or a large uninsured occurrence could seriously diminish personal assets.

Professionals Dedicated To Excellence

Stop Financial Leakage 

Through strategic partners, we can connect clients to loss prevention and reduction tools that eliminate or decrease loss potential.

A Dedicated Team of Experts

We have developed a sophisticated team of experts in Workers’ Compensation, General Liability, and Property claims management.

You Deserve A Customized Insurance Program

We base these decisions on your corporate culture, appetite for risk, cash flow, and financial needs.

An Independent Consultant

 ECBM can also provide extensive independent consulting for a variety of other risk management needs.

Most brokerage firms you may consider will generally do good work for you.
We will not only do good work for you, but our work will be more on target, more meaningful, and more valuable.
-ECBM President, Charlie Bernier

A Proud Member Of 

 Pennsylvania Surplus Lines Association logo  Insurance Society of Philadelphia logo  Insurance & Risk Management Institute logo  Independent Insurance Agents & Brokers of America Inc logo  Insurance & Risk Management Institute logo

Our 5-Step Consulting Process


Stretegic advice about your organization's key business strategies including goals and settig benchmarks.


Wedevelop a program that will protect your assets, reduce your exposures, and deliver cost savings.


We create a unique sales pitch for each client that has been shown to attract the best carriers.


Our internal, independent quality management team monitors for quality assurance.


Using the established benchmarks, we revisit your goals and objectives to guage if your coverage needs to be modified as necessary.

Our Advisors Can Help Analyze Your Risks And Implement A Comprehensive Insurance Program 

  • Personal Risk Management
  • Art Collection Management
  • Personal Security Services
  • Global Emergency Travel Services
  • Single Invoice Solutions
  • Home Appraisals
  • Claims Advice & Advocacy
Click for the story: FAQ About Named Storm And Hurricane Insurance Coverage
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