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Old School Values, Fresh Perspective

Expense Analysis

Expense Analysis from your insurance broker? For over 45 years we have been able to provide the best services to our clients before it is common practice. 

Client First Focus

There are ways to reduce costs aside from plan changes.
Ask us how.

Fee Only

Stop the commission increase if your costs rise.

Fast Implementation

Our team has developed a streamlined process that can be implemented within 30 days.

A Proud Member Of 

 Pennsylvania Motor Truck Association logo  HCAA logo  Independent Insurance Agents & Brokers of America Inc logo  Insurance & Risk Management Institute logo


"In the first year since moving to ECBM and shifting to a self-funded model, our recognized overall expense savings was 15%."

-J.P. Higher Education Client

Our 5-Step Risk Management Consulting Process


Strategic advice about your organization's key business strategies including goals and setting benchmarks.


We develop a program that will protect your assets, reduce your exposures, and deliver cost savings.


We create a unique sales pitch for each client that has been shown to attract the best carriers.


Our internal, independent quality management team monitors for quality assurance.


Using the established benchmarks, we revisit your goals and objectives to gauge if your coverage needs modification as necessary.

What Is Included With Our Fee?

  • Full Brokerage Service- gives access to all carriers
  • Health, Dental, Life, and Disability- all commissions removed
  • Cobra Services
  • FSA Services
  • Health Advocate- an employee claim assistance call center and personalized issue resolvance
  • HSA/HRA Administration
  • Dedicated team members, each with direct contact information
  • Funding mechanism determination
  • Diagnosis analysis
  • Plan design options
  • Full Consulting Services
  • Employee Newsletters, designed and delivered
  • HR Portal to Resources and Tools
  • AdHoc individual guidance on industry changes and compliance
See Testimonials  And Case Studies  From Our Benefits Clients

For more information, check out our resource library.