<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=1557350231232256&amp;ev=PageView&amp;noscript=1">

Providing customized insurance solutions based on how you do business.

ECBM strives to provide that service by knowing our clients, their business needs, and providing quality insurance and risk management services to meet those needs.

 We know that you needs are different than other professionals- even those in your industry. An ECBM policy delves into how your business works and asks the questions to get the exact coverage that you need and you are not paying premium for coverage that you do not need.

Professionals Dedicated To Excellence

Stop Financial Leakage 

Through strategic partners, we can connect clients to loss prevention and reduction tools that eliminate or decrease loss potential.

A Dedicated Team of Experts

We have developed a sophisticated team of experts in Workers’ Compensation, General Liability, and Property claims management.

You Deserve A Customized Insurance Program

We base these decisions on your corporate culture, appetite for risk, cash flow, and financial needs.

An Independent Consultant

 ECBM can also provide extensive independent consulting for a variety of other risk management needs.

Most brokerage firms you may consider will generally do good work for you.
We will not only do good work for you, but our work will be more on target, more meaningful, and more valuable.
-ECBM President, Charlie Bernier

A Proud Member Of 

 American Institute for Chartered Property Casualty Underwriters logo  Insurance & Risk Management Institute logo  Insurance Society of Philadelphia logo  Professional Insurance Agents logo  Insurance Agents & Brokers of PA logo

Our 5-Step Consulting Process


Stretegic advice about your organization's key business strategies including goals and settig benchmarks.


Wedevelop a program that will protect your assets, reduce your exposures, and deliver cost savings.


We create a unique sales pitch for each client that has been shown to attract the best carriers.


Our internal, independent quality management team monitors for quality assurance.


Using the established benchmarks, we revisit your goals and objectives to guage if your coverage needs to be modified as necessary.

Types Of Coverage From ECBM

  • Medical Malpractice
  • Directors and Officers Liability
  • Errors & Ommisions Insurance
  • Stop Loss Coverage
  • Cyber Liability For Professionals
  • Forensic Scientists
  • Professional Witnesses


click to watch charlie e bernier cyber insurance video
risk control gears.png

For more information, check out our resource library.