ECBM Resource Library
Featured industry insights & guides. Information to protect what you grow.
Featured ECBM Insights
Forensic Experts in Insurance
Forensic scientists and expert witnesses help turn difficult evidence into clear, reliable information. They make sure insurance companies base their decisions on facts instead of guesses.
Understanding Energy and Environmental Risks
There's growing pressure to manage environmental exposures while maintaining reliable operations. Understand how the right insurance strategy in place is critical to long-term stability.
Case Studies
Claims advocacy in action: Apartment fire and resident resolution.
Challenge: A 14-resident apartment building was destroyed by fire. Asbestos in the flooring caused the property to be treated as a contamination site, restricting access and increasing resident and reconstruction complications.
Solution: ECBM’s claims executive coordinated with the carriers, arranged meetings with residents over two days and negotiated settlements and releases for resident property damage claims.
Result: The residents’ claims were resolved so reconstruction could proceed.
Customized insurance in action: Streamlining an insurance program for growth.
Challenge: A growing real estate investment and management company faced challenges managing insurance across multiple ownership entities, properties and lender relationships. They struggled with administrative inefficiencies, inconsistent coverage terms and lender compliance demands due to separate insurance placements.
Solution: ECBM performed a comprehensive review of the portfolio and designed a consolidated master insurance program to streamline coverage, enhance consistency across locations and simplify ongoing administration. The team worked closely with ownership, lenders and carriers to address complex financing requirements, support lender compliance and improve transparency around insurance costs and allocations.
Result: The client achieved a more streamlined and scalable insurance program, strengthened lender compliance, improved financial visibility and positioned the portfolio for continued growth while enhancing overall risk management.
Employee Benefits
2026 Employee Benefits Trends
These days, hiring and keeping great employees isn’t just about pay. Companies that offer good benefits can boost employee happiness, keep staff longer and build a stronger reputation as a workplace. Let’s look at the easy ways to improve your offerings in 2026.
Transparency of Healthcare Prices
Healthcare cost transparency has become a large issue in the ongoing debate of healthcare reform in the United States. Estimating the measures of healthcare transparency could save the U.S. healthcare system $1 trillion annually.
Commercial Lines
Cyber Liability: Why Basic Policies Don’t Cut It
Basic policies are set to handle physical risks, not potential digital ones. Cyber liability insurance was created to cover financial losses and provide costs that result from cyber incidents such as data breaches, ransomware attacks and network outages.
Most Common Insurance Claims for Businesses
Businesses tend to purchase insurance simply because it’s a requirement or for protection in a rare disaster. It's important to understand the risks your business faces on a daily basis. Which risks are the most frequent and what coverage is needed?
Real Estate
Real Estate Insurance Simplified
Real estate insurance should support portfolio growth, not create administrative burdens. It’s imperative to understand the things to consider when determining the right insurance for your portfolio.
Damaged Structures: Fractured Insurance Coverage
Building ordinance coverage is a vital but often overlooked area for property owners. The events that trigger this type of coverage can be obscure, but its absence can be catastrophic.
Crane & Rigging
Essential Insurance for Crane & Rigging
In the heavy lifting industry, accuracy and safety are nonnegotiable. When just one accident can lead to major financial losses, crane and rigging insurance plays a major role in protecting your business.
Protecting Your Business from the Ground Up
Every construction project introduces potential hazards that can impact safety, finances and reputation. Construction insurance comes provides a safety net that keeps your business running.
Transportation & Logistics
Insurance Considerations for Transportation & Logistics Companies
Transportation & logistics companies face a wide range of risks that can interrupt operations, impact profitability, and expose them to significant liability. Having the right insurance plan in place is essential to protecting both assets and operations.
Lower Your Commercial Truck Insurance Premiums
Commercial truck insurance commonly ranks among the top expenses for trucking companies. With high premiums due to liability coverage mandates, implementing effective strategies to lower your insurance rates isn’t only beneficial, it’s necessary for protecting your bottom line.