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Professional Liability Insurance Coverage For Expert Witnesses & Forensics 

Forensic Scientists, Expert Witnesses, Independent Medical Examiners, Legal Nurse Consultants, Odontologists, and Life Care Planners have unique exposures that differ from other practicing specialists.

 

Download our Forensic Insurance  Application here.   
Download our Odontologists  Application here.

Professionals Dedicated To Excellence

Stop Financial Leakage 

Through strategic partners, we can connect clients to loss prevention and reduction tools that eliminate or decrease loss potential.

A Dedicated Team of Experts

We have developed a sophisticated team of experts in Workers’ Compensation, General Liability, and Property claims management.

You Deserve A Customized Insurance Program

We base these decisions on your corporate culture, appetite for risk, cash flow, and financial needs.

An Independent Consultant

 ECBM can also provide extensive independent consulting for a variety of other risk management needs.

I personally got to see ECBM’s handling of an accidental evidence spoilage issue, and there aren’t enough words to describe how swiftly and professionally they took care of an unfortunate situation.  You will not find a better and/or more tailored competitively priced coverage than what you will find with ECBM.  The peace of mind is worth everything!
-Forensic Laboratory Client
 
 
As a clinical dentist that also offers expert testimony, if you think your existing dental malpractice policy will protect you, think again. I thought I was covered until Jim (with ECBM) reviewed my plan. Don't trust anyone else to protect your forensic future. Thank you, Jim.
-Expert Witness Client, Dr. Brumit

Our 5-Step Consulting Process

IDENTIFY & ANALYZE

Stretegic advice about your organization's key business strategies including goals and settig benchmarks.

PROGRAM DESIGN

Wedevelop a program that will protect your assets, reduce your exposures, and deliver cost savings.

MARKET

We create a unique sales pitch for each client that has been shown to attract the best carriers.

WE ARE ACCOUNTABLE

Our internal, independent quality management team monitors for quality assurance.

VALIDATE

Using the established benchmarks, we revisit your goals and objectives to guage if your coverage needs to be modified as necessary.

How Our Forensic Expert Clients Benefit

  • Advice in errors and omissions insurance for forensic scientists
  • An accurate quote for the CORRECT coverage
  • Savings- between 30-50% in most cases
Cyber Risk Exposure Scorecard Free Download
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If you are among this group of professionals, there is an 84% chance your current insurance policy will not cover you if you are sued for testimony. There is also a 93% chance you are paying too much. Many forensic professionals have the wrong type of Forensic Insurance and are completely unaware.

Contact ECBM today and find out if you are one of the many people in this category who have the wrong type of Forensic Insurance.

 

WHAT MAKES OUR POLICY UNIQUE

 

EVIDENCE SPOILATION

If destruction of evidence gives rise to a professional claim, the loss is covered.

SPOUSAL EXTENSION

Plaintiff attorneys use this tactic of suing the spouse to build up pressure to settle. Our contract will defend your spouses’ interests as well.

ADMINISTRATIVE ACTIONS

Another fairly new tactic is to go after the credentials of the expert witness. We include up to $15,000 of additional expense coverage to pay for this response. The client can buy more limit if they choose

EXCESS LEGAL COVERAGE

For $400.00 of Additional Premium you can purchase an additional $1,000,000 of legal defense coverage. We offer this at a low cost for two reasons: a) litigation is the most likely event; b) The claim experience is so good that we can offer the million at a discounted number.

WORLDWIDE COVERAGE

Coverage applies anywhere in the world. Many policies require that the claim be brought in the United States in order to trigger coverage.

INDEPENDENT CONTRACTORS

Many polices exclude coverage for any Independent Contractors. In our contract the Named Insured is covered for vicarious acts of the Independent Contractor.

PERSONAL INJURY

This allows for defense against claims coming from Defamation, Libel, Slander, Product Disparagement, Trade Libel, Misappropriation of any name or likeness for commercial advantage, Invasion of privacy, False arrest, Detention, or Imprisonment.

PAY 'ON BEHALF OF'

This allows the insurance company to pay for the investigation and defense, instead of indemnification wording which allows the insurance company to merely reimburse the insured for expenses incurred

 

Who We Cover:

Below is a list of forensic science sub specialties that ECBM’s forensic policy is able to cover. Please note that our ability to insure expert witness testimony is not limited to the below items. If you do not see your field of expertise, please contact Jim Misselwitz who will work with you to create a policy to fit your unique needs.
• FORENSIC INVESTIGATION/AUDIT
• ART FORENSICS
• COMPUTATIONAL FORENSICS
• CRIMINALISTICS
• DIGITAL FORENSICS
• FORENSIC ACCOUNTING
• FORENSIC AERIAL PHOTOGRAPHY
• FORENSIC ANTHROPOLOGY
• FORENSIC ARCHAEOLOGY
• FORENSIC ASTRONOMY
• FORENSIC BOTANY
• FORENSIC CHEMISTRY
• FORENSIC DACTYLOSCOPY
• FORENSIC DOCUMENT EXAMINATION
• FORENSIC DNA ANALYSIS
• FORENSIC ENGINEERING
• FORENSIC ENTYMOLOGY
• FORENSIC GEOLOGY
• FORENSIC GEOPHYSICS
• FORENSIC INTELLIGENCE
• FORENSIC INTERVIEWS
• FORENSIC LIMNOLOGY
• FORENSIC LINGUISTICS
• FORENSIC METEOROLOGY
• FORENSIC ODONTOLOGY
• BLOOD SPATTER ANALYSIS
• FORENSIC OPTOMETRY
• FORENSIC PATHOLOGY
• FORENSIC PODIATRY
• FORENSIC PSYCHIATRY
• FORENSIC PSYCHOLOGY
• FORENSIC SEISMOLOGY
• FORENSIC SEROLOGY
• FORENSIC SOCIAL WORK
• FORENSIC TOXICOLOGY
• FORENSIC VIDEO ANALYSIS
• MOBILE DEVICE FORENSICS
• TRACE EVIDENCE ANALYSIS
• WILDLIFE FORENSIC SCIENCE

For more information, check out our resource library.

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