Forensic Scientists, Expert Witnesses, Independent Medical Examiners, Legal Nurse Consultants, Odontologists, and Life Care Planners have unique exposures that differ from other practicing specialists.
Through strategic partners, we can connect clients to loss prevention and reduction tools that eliminate or decrease loss potential.
We have developed a sophisticated team of experts in Workers’ Compensation, General Liability, and Property claims management.
We base these decisions on your corporate culture, appetite for risk, cash flow, and financial needs.
ECBM can also provide extensive independent consulting for a variety of other risk management needs.
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Strategic advice about your organization's key business strategies including goals and setting benchmarks.
We develop a program that will protect your assets, reduce your exposures, and deliver cost savings.
We create a unique sales pitch for each client that has been shown to attract the best carriers.
Our internal, independent quality management team monitors for quality assurance.
Using the established benchmarks, we revisit your goals and objectives to gauge if your coverage needs modification as necessary.
You get more than an insurance policy
If you are among this group of professionals, there is an 84% chance your current insurance policy will not cover you if you are sued for testimony. There is also a 93% chance you are paying too much. Many forensic professionals have the wrong type of Forensic Insurance and are completely unaware.
If destruction of evidence gives rise to a professional claim, the loss is covered.
Plaintiff attorneys use this tactic of suing the spouse to build up pressure to settle. Our contract will defend your spouses’ interests as well.
Another fairly new tactic is to go after the credentials of the expert witness. We include up to $15,000 of additional expense coverage to pay for this response. The client can buy more limit if they choose
For $400.00 of Additional Premium you can purchase an additional $1,000,000 of legal defense coverage. We offer this at a low cost for two reasons: a) litigation is the most likely event; b) The claim experience is so good that we can offer the million at a discounted number.
Coverage applies anywhere in the world. Many policies require that the claim be brought in the United States in order to trigger coverage.
Many polices exclude coverage for any Independent Contractors. In our contract the Named Insured is covered for vicarious acts of the Independent Contractor.
This allows for defense against claims coming from Defamation, Libel, Slander, Product Disparagement, Trade Libel, Misappropriation of any name or likeness for commercial advantage, Invasion of privacy, False arrest, Detention, or Imprisonment.
This allows the insurance company to pay for the investigation and defense, instead of indemnification wording which allows the insurance company to merely reimburse the insured for expenses incurred
Below is a list of forensic science sub specialties that ECBM’s forensic policy is able to cover. Please note that our ability to insure expert witness testimony is not limited to the below items. If you do not see your field of expertise, please contact Jim Misselwitz who will work with you to create a policy to fit your unique needs.
• FORENSIC INVESTIGATION/AUDIT
• ART FORENSICS
• COMPUTATIONAL FORENSICS
• CRIMINALISTICS
• DIGITAL FORENSICS
• FORENSIC ACCOUNTING
• FORENSIC AERIAL PHOTOGRAPHY
• FORENSIC ANTHROPOLOGY
• FORENSIC ARCHAEOLOGY
• FORENSIC ASTRONOMY
• FORENSIC BOTANY
• FORENSIC CHEMISTRY
• FORENSIC DACTYLOSCOPY
• FORENSIC DOCUMENT EXAMINATION
• FORENSIC DNA ANALYSIS
• FORENSIC ENGINEERING
• FORENSIC ENTYMOLOGY
• FORENSIC GEOLOGY
• FORENSIC GEOPHYSICS
• FORENSIC INTELLIGENCE
• FORENSIC INTERVIEWS
• FORENSIC LIMNOLOGY
• FORENSIC LINGUISTICS
• FORENSIC METEOROLOGY
• FORENSIC ODONTOLOGY
• BLOOD SPATTER ANALYSIS
• FORENSIC OPTOMETRY
• FORENSIC PATHOLOGY
• FORENSIC PODIATRY
• FORENSIC PSYCHIATRY
• FORENSIC PSYCHOLOGY
• FORENSIC SEISMOLOGY
• FORENSIC SEROLOGY
• FORENSIC SOCIAL WORK
• FORENSIC TOXICOLOGY
• FORENSIC VIDEO ANALYSIS
• MOBILE DEVICE FORENSICS
• TRACE EVIDENCE ANALYSIS
• WILDLIFE FORENSIC SCIENCE
